Car Accidents and Wrongful Death
If you or a loved one has been in a car or truck accident or suffered a wrongful death due to someone else’s negligence, navigating the next steps can feel overwhelming. At Sunlight Law, we’re here to guide you through the process—from understanding insurance claims to fighting for fair compensation. Our goal is to help you focus on healing while we handle the legal complexities.
Steps to Take After a Car Accident
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Ensure Safety First
Check yourself and others for injuries. If possible, move vehicles out of traffic. Call emergency services if anyone is hurt. -
Document the Scene
Take photos of vehicle damage, road conditions, injuries, and other relevant details. Collect information from witnesses and the other driver, including insurance details. -
File a Police Report
A police report is crucial for insurance claims and potential legal action. Get the officer’s name, badge number, and a copy or reference number for the report.
Navigating Insurance Claims
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Contact Your Insurance Company
Report the accident promptly, and be factual about what happened. Avoid admitting fault until a full investigation is conducted. -
Avoid Quick Settlement Offers
Insurance companies may push for a quick settlement, which often undervalues your claim. Carefully consider any offers and seek legal advice before agreeing. -
Track Medical Expenses
Keep records of all medical visits, treatments, and expenses related to the accident. This documentation will support your claim and is important for accurate compensation. -
Understand Coverage
Your own policy may cover some costs, especially if the other driver is uninsured or underinsured. Ask your insurer to explain what is covered under your policy.
When to Contact a Lawyer
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Serious Injuries or Fatalities
If you or a loved one suffered severe injuries or if there was a wrongful death, an attorney can help you seek fair compensation for medical bills, lost wages, and emotional suffering. -
Insurance Disputes
If the insurance company denies your claim or offers an unfair settlement, an attorney can advocate on your behalf and handle negotiations. -
Complex Liability Cases
If fault is disputed, or there are multiple parties involved (like in multi-car accidents), a lawyer can help clarify liability and gather necessary evidence. -
Statute of Limitations
Be aware that there is a limited time to file a claim for damages after an accident. A lawyer can ensure that all deadlines are met.
How Sunlight Law Can Help